STEPS TO BUYING A HOME
> Get Pre-Approved
A pre-approval is a letter from the lender verifying your finances. This letter tells us how much you can afford, and sets your buying budget. A pre-approval letter shows the sellers you are serious, and could give you a leg up with competing buyers.
> Find a Trustworthy Agent
Do your research and sign with an agent that has extensive selling experience. You want someone who knows all the ins and outs of the buying process.
> Determine Wants/Needs
Talk with your Realtor about what you absolutely NEED for your home, things you WANT, and things you DO NOT want for your home.
> Research Neighborhoods and Communities
When buying a home you want to ensure your property is located in an area that works best for your needs/wants. It a good idea to consider future plans, work commute, education, safety, and any interests/hobbies you my have.
> Shop for Your Dream Home
Once you have you have decided on wants/needs and a general area, your agent can create a personalized list of available homes within your budget.
> Closing
Once the seller has accepted your offer, we can start preparing for closing. Finalizing loan documents, scheduling an appraisal, inspections and a final walk through. During closing there will be lots of confusing documents, and signatures. With the excitement of buying a new home, things tend to be over looked. That is why it's so important to partner with a trusted agent.
> Move in
Pick up the keys to your new home and call your movers!